The Secret Truth about FIRE

Take control and maybe break/fix a few things in the process.
Take control and maybe break/fix a few things in the process.

There’s a secret about FIRE. MMM has hinted at it. Living AFI has gone to great lengths to avoid it, but already has plans of falling back in the trap. The early retirement police love to whine about it. So what is it? There’s no such thing as FIRE. There’s FI, and R- hopefully you are FI by the time you R- but RE, true RE, does not exist.

Wait… What? I just threw out a bunch of letters, so for the layperson, what I’m trying to say is “There’s no such thing as early retirement.” There’s no such thing as working hard to earn a pension and transitioning to a life of golf and Florida beaches… all by the age of 30. The retirement lifestyle that your grandad lives in his 70’s does not (and should not) exist for someone in their 20’s.

Yes, there is “Financial Independence” and there is “Retirement” in the classic sense; however, Read More »

Examples to Success

Rethink your everyday.
Rethink your everyday.

This is your life. You are you. You are in control. You set the measures of success. There are no inherently wrong or right decisions, just your decisions. And once made, it’s up to you to make them right.

All this freedom and life can be exhilarating or even frightening, depending on your perspective. So what should you do with all this freedom? Well, chase your desires! Seek those activities or qualities which will make you happy!Read More »

Things I Learned From Camp Mustache II

X marks the spot to self-discovery and life-hacking.
X marks the spot to self-discovery and life-hacking.

“Dear Mrs. Neubz, camp is swell. Thank you for sending us the candy. Everyone shared the chocolate and we made s’mores by the campfire…”

Just getting back from Camp Mustache II. Overall, I’d have to say it was a wonderful experience with wonderful people. Most of my goals were met. Most of my questions were answered. Many of my expectations were validated. Many of my concerns, even fears were eased. I learned new things about myself, my wife, Mustachians, FIRE, life, and happiness. I don’t have enough space to go into any detail, but I do want to hit the highlights.Read More »

The Learning Process

This week, I learned how to do something new. It was a direct result of something new I learned about 3 months ago, and that was an offshoot of something I learned 2 months before (and that was probably a culmination of other random learnings).

Am I a master of this new skill? Would people pay me to provide this service for them? Probably not. Does it matter? Heck no! Why doesn’t it matter? Because I put in my best effort and learned how to do something I couldn’t do before!Read More »

Baby Steps

A little help never hurts.
A little help never hurts.

The first step many FIRE guru’s recommend to fledgling frugalistas on how to walk the path toward enlightened FU money generally centers on getting more intimate with one’s cashflows. “Get to know your finances with razor sharp focus.” And they’re right. How much you make or how much you have in the bank is meaningless without knowing how much you spend. Spending a lot or a little is meaningless without income.Read More »